No it does not. This idea is widespread but completely false.
However, if you top up your card using the Myki web site, and do not “collect” that money onto your card (e.g. touch your card on a reader, or check the balance at a vending machine) within 90 days, the system “archives” the top-up amount (and only the top-up amount), meaning that you cannot add that money immediately to the balance on your card.
Your archived top-up will be re-activated, and sent out again to readers and vending machines, when you use your card on the system again (for example, touch it at a reader, or use it at a vending machine), and you will then be able to “collect” the archived amount onto the card.
Note however, that this reactivation process can take up to 24 hours, so if your balance is too low to allow you to travel, you will need to top up your card immediately (for instance at a vending machine) if you want to use it there and then.
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However, if you top up your card using the Myki web site, and do not “collect” that money onto your card (e.g. touch your card on a reader, or check the balance at a vending machine) within 90 days, the system “archives” the top-up amount (and only the top-up amount), meaning that you cannot add that money immediately to the balance on your card.
Your archived top-up will be re-activated, and sent out again to readers and vending machines, when you use your card on the system again (for example, touch it at a reader, or use it at a vending machine), and you will then be able to “collect” the archived amount onto the card.
Note however, that this reactivation process can take up to 24 hours, so if your balance is too low to allow you to travel, you will need to top up your card immediately (for instance at a vending machine) if you want to use it there and then.